🛡️ How to Buy Insurance for Your Move
Local Movings Tips & Advice
Moving can be exciting—but also risky for your belongings. Protecting your items with moving insurance gives you peace of mind if something is damaged or lost during the move.
Steps to Buy Moving Insurance
Check Your Current Policy
Contact your homeowners or renters insurance provider first. Many policies already include limited moving coverage or can be extended for a small fee.
Consider Third-Party Coverage
If your provider doesn’t offer what you need—especially for high-value or fragile items—look into third-party specialists that focus on moving insurance.
Compare Options
Shop around and compare rates, coverage limits, deductibles, and claim processes from different insurers and moving companies.
Understand the Details
Review each policy carefully. Some only cover total loss, while others protect individual items. Make sure the policy matches the true value of your belongings.
Choose the Right Protection
Decide whether you need basic liability (minimal protection, lower cost) or full value coverage (repairs or replacement at current market value).
Before You Purchase
Create a Home Inventory: List all belongings and their estimated values to choose the right coverage amount.
Take Photos: Document your items and their condition before moving day—these help with potential claims.
Know the Claims Process: Understand how and when to file a claim, and keep your policy, receipts, and photos together.
Local Movings Tip: Even with insurance, nothing beats hiring licensed, experienced movers who handle your property with care. Our pricing is transparent, and our crews are fully insured. Book at LocalMovings.com
