How to Get a First Time Home Buyer Payment and Closing Cost Assistance?

Home Loans with Down Payment Assistance and Closing Cost Assistance

Two budget-friendly mortgage options include down payment assistance and closing cost assistance

My First Texas Home (MFTH)

  • Available to eligible home buyers from all professions
  • For eligible first time home buyers and veterans
  • Down payment assistance and closing cost assistance up to 5% of the mortgage loan
  • Combine with the Department’s Texas Mortgage Credit Certificate Program for maximum benefits! The Texas Mortgage Credit Certificate offers a dollar-for-dollar reduction on a homebuyer’s federal tax liability.
  • To learn more, visit our My First Texas Home page or contact a participating lender near you.

My Choice Texas Home (MCTH)

  • Available to eligible home buyers from all professions
  • For any qualifying home buyer
  • Down payment assistance and closing cost assistance up to 5% of the mortgage loan

To learn more, visit our My Choice Texas Home page or contact a participating lender near you.

Help for Texans
  • If you or someone you know is in need of assistance, please visit our Help for Texans page.

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